We specialize in educating individuals to make smarter, more-informed financial decisions. Here are our guidelines:
Truth is — we're not afraid to ask hard questions, dive deep into your spending habits, and hold you accountable when it comes to reaching the goals we define together.
If you prefer someone who will be less involved, we can make a recommendation.
Our goal at Teacher Advisors is to take care of you while you take care of your students. We’re accessible when you are – in the evenings after you get your kids to bed, during your commute home, or in between classes.
Short of the overnight shift, consider us after school.
We're fiduciary financial advisors. That means we're regulated under the Investment Advisers Act of 1940 as independent registered investment advisors who are held, by law, to the highest standard of responsibility to their clients.
We guarantee to always act in our client’s best interests.
We work with anyone, regardless of asset size or net worth.
Financial Planning is Lesson Planning
Here's what we'll cover:
Meeting One: Qualifying Meeting (Lesson Information)
(30 Min) Learning what’s most important to you and clearly explaining our financial planning process, service offerings, and philosophy.
Meeting Two: Prospect Meeting (Lesson Topic)
(45 min) We will determine if we are a fit and formalize which service offering is most appropriate. There may be some data gathering in advance of this meeting.
Meeting Three: Discovery Meeting (Benchmarks, Performance Standards, and Intended learning outcomes)
(60 min) Focusing on your concerns, goals, and desires will allow us to understand your unique needs and objectives. During this session, we’ll talk about your financial life – your banking, your debt, and your investments – to gain a preliminary understanding of where you currently stand. Once we get all of this information down on paper, we can assess what areas to tackle first and a written progress note will help keep you on track.
Meeting Four: Get Organized Meeting (Instructional Resources)
(90 min) We will collect any necessary information while helping you sort through your financial lives and get organized. We will acquire and assess your financial data, consolidate your accounts, and review initial observations. We will focus on specific numbers as we discuss budgeting and student loans. We’ll import your accounts into our financial planning software, review transactions, categorize what you’re spending, establish your risk tolerance, and start analyzing your student debt. When you provide us with your student loan data file we can walk through the details of loan repayment together.
Meeting Five: Explore the Possibilities Meeting (Arrangement of the Environment)
(60 min) Analyzing and evaluating your current financial status together using our financial planning. We will talk about your life aspirations, discuss stretch goals, establish measurable financial goals, and develop an action plan. This is our favorite meeting. It’s where we get to know the real you, and you get to dream big. This conversation will be focused around your goals, intentions, and life plans. We’ll assess what’s realistic, what has a finance component, and how to make your goals a reality.
Meeting Six: Plan Delivery Meeting (Instructional Activities)
(60 min) Developing and presenting financial planning strategies. The goal is to commit to implementing the top 1 or 2 recommendations. After reviewing your investments, we'll deliver your custom financial plan on a user-friendly dashboard that you can access from anywhere. Your plan will spell out where you currently are in your financial life and provide a prescription for how to get you where you want to be. It's a living, working plan that we can easily adjust if life takes a new turn or something unexpected happens.
Meeting Seven: Ongoing Financial Planning (Reflection)
(Monthly) We will implement the remaining financial planning recommendations together and meet bi-monthly to ensure that we are making progress.